Toll Free Number – 888.403.9400

Educational Workshop:

Tips on Improving Your 401(k) Plan

How-to Setup a Financial Wellness Program

Benefits of a HSA Offering

If you are part of your company’s 401(k) Plan OR Benefits Team, YOU need to attend!
For Plan Sponsors, CFOs, Controllers, Benefits, Human Resources
and Administrators along with 401(k) Teams

Thursday, October 10th, 2019 – King of Prussia, PA

Thursday, October 31st, 2019 – Scottsdale, AZ

3.0 HRCI CE / 3.0 CPE Credits

UPDATED AGENDA (See Below)


Part of your fiduciary responsibility is keeping up on the new laws and regulations on 401(k) plans that may affect you and your company. This educational workshop will help you bridge that gap. This workshop will enlighten you to many 401(k) options and key fiduciary rules you need to be aware of.

King of Prussia, PA Date: Thursday October 10th, 2019
Scottsdale, AZ Date: Thursday October 31st, 2019
(Location details will be provided after Registration)
Time: Registration/Breakfast 7:30am – Event 8am – 11:00am
Cost: No Charge to Registered Attendees (No Walk-Ups at the door allowed)
HRCI CE Credits: Three (3.0)
CPE Credits: Three  (3.0)
Registration Limitation: Two(2) Per Company

Below are some recent QUOTES by attendees:

“I’ve been handling the 401(k) for our company for more than 10 years and didn’t realize how much I didn’t know about fees and Mutual Funds” – Robyn C. (Human Resources)


“I’m fairly new to 401(k) plans and was assigned to handle this at my company and didn’t realize what I need to know and how much more I need to learn” – Christina T. (Benefits)

“I always knew I was a Fiduciary, but didn’t know some of the key areas we should have been documenting. Processes will change when I get back to the office” – Daniel L. – (Finance)

SOME (Golden Nugget) TAKEAWAYS

Learn and apply some key Plan Design ideas to discuss with your 401(k) Team immediately.
Understand how Fee Structure works and how to improve Fee Transparency.
Learn why Target-Date Funds don’t live up to their expectations.
Gain a clearer understanding of how Discrimination testing works on 401(k) Plans.
Determine if you are a Fiduciary to your company 401(k) plan.
Identify key areas of Fiduciary Compliance and create an action plan.
Avoid the pitfalls of a poor Financial Wellness program.

If you CANNOT make this event,

send someone from your company to attend, it’s that important!


Agenda

Section One: Plan Design Ideas and Thoughts
What is the better or best offering? 401(k) vs. 401(k) Roth or Hybrid
Increasing Participation Rate Ideas / Importance of Education and “Retirement Ready”
Auto-Enrollment and Auto-Escalation
Stepped-Up Company Match Program and Vesting Programs Ideas
Multiple Matching Ideas for Compensation
In-Service Distributions (why and why not)
Strategic Tax Planning (New Content)

What is “Bundled vs. Unbundled” Plan?
What is “Open versus Closed Architecture”?
Understanding Fees, Who Pays, How some Investment Houses stuff fees.
Understanding Target-Date Funds and why they typically fail expectations.
Auto-Enrollment and Auto-Escalation
Understanding “Discrimination Testing” in 401(k) Plans

(Updated CONTENT) New (Suspended) DOL* Rules on Fiduciary Responsibility on 401(k) Plans
What you need to know?
How to best prepare for Fiduciary Responsibility.
What should be in your Fiduciary File (Plan Documents).
How to Mitigate Fiduciary Risk and reducing possible DOL Audits.
Benchmarking – how often should you do it and what the analysis means to you.

Section Two: Setting Up a Financial Wellness Program
Why do most Financial Wellness Programs Fail?
Components to consider for a Financial Wellness Program.
Only offer programs that make sense to your employees.
How long do we offer the Financial Wellness Program?
How do we know if the Financial Wellness Program was successful?

Section Three: Health-Savings Account (HSA)
What is a HSA?
How does it work?
How can a good HSA offering help your employees in the future?
Reducing the learning curve with Asset Selection for long-term investments

Education First!!

Atlas performs these seminars and workshops as educational content first and foremost.  There is no “sales speak” during these presentations.  It doesn’t matter whether you are new to 401(k) and HSA plans or a veteran, we feel very confident you will walk away learning many new things and have several takeaways to apply the next day in your organization.

Answer these Important Questions:
Do you have a Fiduciary File of all your 401(k) documents?
Have you checked and verified the correct amount for your Fidelity Bond?
How often do you or your 401(k) Service Provider offer group, web or one-on-one Education?
Have you Benchmarked your 401(k) Plan in the last 1-2 years?
Do you review your Plan Structure on an Annual Basis?
Have you reviewed how your 401(k) can reduce your annual tax burden?
Do you have a High-Deductible Healthcare plan? and Don’t offer a HSA?